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Privacy Policy

Effective Date: 01-01-26

1. Introduction

Pragathi – Personal Finance Management App ("we," "our," or "us") values your privacy. This Privacy Policy explains how we handle your personal information when you use our mobile application ("App").

We are committed to ensuring that your data is kept private, secure, and under your control at all times.

2. Information We Collect

We respect your privacy and do not collect, store, or transmit any personal or financial data to our servers or third parties.

All the data you enter — including your expenses, budgets, goals, and assets — is stored locally on your device only.

3. How We Use Your Data

Since all data is stored locally on your device:

  • We do not access, share, or sell your data.
  • The App uses your data only to display financial insights, budget summaries, and goal progress.
  • You may choose to export your data in JSON format for backup or sharing purposes.

4. Data Storage and Security

  • All data remains securely stored on your device.
  • The App does not use cloud storage, external servers, or third-party analytics tools.
  • You are responsible for managing backups and device-level security (e.g., PIN, fingerprint, or password protection).

5. Permissions Used

The App may request limited permissions such as:

  • Storage Access: To save and export data backups.
  • Notification Access: To send reminders about budgets and goals.

We do not request access to contacts, camera, microphone, location, or any other personal information.

6. Third-Party Services

Pragathi does not use any third-party SDKs, analytics tools, or ad services. No personal information is shared with external parties.

7. Children's Privacy

Our App is suitable for users aged 13 and above. We do not knowingly collect or store any information from children.

8. Your Data Rights

Because data is only stored locally on your device:

  • You can view, modify, or delete your data anytime from within the App.
  • Uninstalling the App will permanently delete all stored data.

9. Changes to This Policy

We may update this Privacy Policy periodically. Any updates will be reflected in the App and effective immediately upon publication.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

kvamsi82@gmail.com